These are the 5 portfolios that I am able to view using the “Portfolio Performance” tab at Schwab. The algo behind this tab calculates the performance of a portfolio, regardless of contributions or withdrawals, buys or sells. Showing you the true performance of your portfolio including dividends. My “Tables & Charts” will differ from these…
Author: tplowe3
Dividend ETF Research
These are the ETF’s I study for dividend income. I am only running 2 years here because my two favorite dividend generating ETF’s are less than 3 years old. I prefer JEPQ & GPIQ which consistently pay a 10% dividend. The reason I like these two is that the dividends are not really dividends. It…
ETF Matrix
When you want to dissect an ETF’s performance it is useful to check out this table. SCHD’s stellar performance in 2026 is an example of a quick rotation out of Mag 7, AI, SaaS (Software as a service) into more industrial, blue chip names. You can discern what holdings are responsible for that move in…
ETF research
These are the ETF’s that currently are used in the various Portfolio Models. This page contains 7 time frames, from 3 years to 14 days. The short time frames allow you to get a more granular look at the rotation in & out of different sectors, and how that may be affecting different models. ETF’s…
ETF’s – Set it & Forget it.
I recently had a discussion with ChatGPT about the mechanics of ETF’s and how the structure creates a self-optimizing system. Most generic indexed ETF’s such as QQQ or SPY are rebalanced on a quarterly basis, meaning the weighting of the individual constituent stocks are rebalanced according to the market cap each quarter. Individual components are…
The Dividend Trap
Below are six excerpts from Seeking Alpha espousing the merits of owning these high dividend yielding stocks. The results of their performance YTD is shown in the table below. These six stocks (ranked 7 -12) are burning cash like a small brush fire. Note the dividends column is included in the total value column. You…
USAC – for the long haul?
This study shows the results of owning USAC since it’s inception in 2013 compared with holding three other assets. The concept of holding an MLP until obtaining a step-up in basis and avoiding all accumulated taxes at that time, is often touted as a wise investment strategy. The one point never mentioned is that any…
Gold – Apple analysis 10.22.25
Below is a 2 year chart of gold futures (roughly 10x the price of GLD). Gold has no fundamentals, so it is one of the easiest assets to to analyze with charts. Charts are not just data points, they represent the sentiment of ALL investors at a point in time. The algos, AI, experts, general…
Family Portfolio’s
Grace & Parker’s, (Prime & Roth) and my Roth portfolios exact asset allocations are displayed here. The allocations exclude cash in the accounts to be accurate. The allocation listed by your broker will generate your allocations with cash and money markets included, which is not accurate for portfolio architecture. **The suffix “r” = ROTH and…
Intra Year Performance
Total return 6 Months Total return 3 Months Total return YTD